RBSL Group is a business to business services provider offering a variety of optimization products to business owners seeking to polish their image and presentation prior to submitting application for various types of commercial financing. Very few business owners know what a bank wants to see and what a bank wants to hear, nor do they even realize what areas will be scrutinized by the bank during the risk assessment process.
Business owners seeking unsecured or secured business lines of credit, business loans, asset-backed loans, inventory financing, purchase order financing, or equipment loans are best suited to work with RBSL Group to diagnose and improve (if necessary) their risk profile PRIOR to submitting applications to banks for most any type of commercial financing.
By utilizing an inexpensive, proprietary diagnosis product called Scorecard, RBSL simulates the risk rating process that a bank will conduct on a business prior to loan approval or denial. The Scorecard carries several variations as banks look at different resources depending on what type of financing is requested (click here to learn more about the Scorecard).
The Scorecard reveals to the business owner what categories, reports, and data sets the bank will analyze, what their current risk standing is, and what items could be improved upon prior to submitting an application to a financial institution for loan approval.
Once the Scorecard is complete, the business owner is empowered by facts and understanding to make the best decision. Typically the business owner will choose to move forward with one of several options, including to proceed with submitting an application for financing “as is” or to enhance various items that will be scrutinized first, and then submit applications for financing.
RBSL offers consulting or coaching services to help the business owner prepare to submit applications and interact with bank or lender personnel (click here to answer some automated multiple choice questions to see how prepared you already are). These services are available as packages, a la carte, or on an hourly basis (click here to learn more about our hourly coaching services).
The most common package purchased by RBSL customers is the Optimizer. Like the Scorecard, there are several variations of the Optimizer by loan type requested by the business owner. The Optimizer is a very thorough, interactive report accessible online wherein the business owner is assisted in making corrections to their various business profiles so that they can achieve financing approvals (click here to learn more about the Optimizer).