RBSL Group is a B2B services provider offering a variety of diagnosis and optimization products to business owners seeking to polish their presentation to a financial institution prior to submitting an application for various types of commercial financing. Few business owners understand what a bank or lender wants to see and hear, nor do they know specifically which areas will be scrutinized by the lender or bank during the risk assessment process.
Business owners seeking unsecured or secured business lines of credit, business loans, asset-backed loans, inventory financing, purchase order financing, or equipment loans are best suited to work with RBSL Group to diagnose and improve (if necessary) their risk profile PRIOR to submitting applications to banks for most any type of commercial financing.
By utilizing an inexpensive, proprietary diagnosis product called Scorecard, RBSL simulates the risk rating process that a bank will conduct on a business prior to loan approval or denial. RBSL offers several Scorecard variations; banks consider varying criteria and use different channels to conduct due diligence on a business depending on which type of financing is requested. (click here to learn more about the Scorecard).
The Scorecard reveals to the business owner what categories, reports, and data sets the bank will analyze, what their current risk standing is, and what items could be improved upon prior to submitting an application to a financial institution for loan approval.
With a completed Scorecard in hand the business owner is empowered by facts, data, and understanding, which allows for successful strategic planning. Typically the business owner will choose to move forward with one of several options, including to proceed with submitting an application for financing “as is” or to enhance various items that will be scrutinized first, and then submit applications for financing.
RBSL offers consulting or coaching services the help business owners prepare to submit applications and interact with bank or lender personnel (click here to answer some automated multiple choice questions to see how prepared you already are). These services are available as packages, a la carte, or on an hourly basis (click here to learn more about our hourly coaching services).
The most common package purchased by RBSL customers is the Optimizer. Like the Scorecard, there are several variations of the Optimizer, each designed around a specific loan type requested by the business owner. The Optimizer is a thorough, custom, interactive, online report wherein the business owner is assisted in making corrections to their various business profiles so that they can achieve financing approvals. (click here to learn more about the Optimizer).